Our Team


Munif Ali
Chairman
Munif is the founder and owner of several successful companies across various industries, from real estate to digital marketing. He grew up in poverty in the challenging environment of the Hunter's Point Housing Project in the Bay Area. But when he took part in retail during high school, he stumbled upon the transformative power of sales. Rising above and building full-timers and seasoned professionals, young Munif became the store's top salesperson. Today, Munif is not just successful; he's a serial entrepreneur who has established multiple billion-dollar companies in sales and set numerous records. His mother's struggles with poverty and illiteracy to provide for her family shaped his robust work ethic and unyielding pursuit of success. This steadfast resolve led to him achieving millionaire status at 24 years old before amassing a multi-million dollar real estate profile. Surviving the 2008 stock market crash, Munif uses his knowledge and experience to provide others with the tools and mindset to succeed financially and in life.
Accomplishments:
Munif knows and understands success. And he can teach it to you.
Growing up in poverty and becoming a self-made millionaire at 24, Munif Ali knows how to rise to challenges and succeed with grit and determination. What he has done for himself, he is doing for his teams, businesses, and workplaces. He continuously trains his people – from mindset, business, and sales – because he wants them to achieve their goals and become the best version of themselves.
Every successful organization knows the value of excellent training. It determines whether the organization will continue to grow or stumble and fall. You need someone like Munif Ali to take your organization to greater heights.
"It's not the gym, it's your workout" - Munif Ali
Through his knowledge, expertise, and experience, Munif strives to be the catalyst that enables people and organizations to unleash their true power and achieve unparalleled success. Join him on this journey of enlightenment and discovery as he transforms lives and propels humanity toward an era of unlimited possibilities. Together, we’ll forge a path to greatness guided by hard work, determination, and sheer mindset to realize our fullest potential and that anything is possible and achievable.
Accomplishments:
Munif knows and understands success. And he can teach it to you.
Growing up in poverty and becoming a self-made millionaire at 24, Munif Ali knows how to rise to challenges and succeed with grit and determination. What he has done for himself, he is doing for his teams, businesses, and workplaces. He continuously trains his people – from mindset, business, and sales – because he wants them to achieve their goals and become the best version of themselves.
Every successful organization knows the value of excellent training. It determines whether the organization will continue to grow or stumble and fall. You need someone like Munif Ali to take your organization to greater heights.
"It's not the gym, it's your workout" - Munif Ali
Through his knowledge, expertise, and experience, Munif strives to be the catalyst that enables people and organizations to unleash their true power and achieve unparalleled success. Join him on this journey of enlightenment and discovery as he transforms lives and propels humanity toward an era of unlimited possibilities. Together, we’ll forge a path to greatness guided by hard work, determination, and sheer mindset to realize our fullest potential and that anything is possible and achievable.
- Phone:(310) 361-0920
- Email:admin@nclusivefinancial.com


Shonda Etherly
Mortgage Loan Originator
I am thrilled to welcome you to Nclusive Financial Corp, and I am excited to introduce myself as your trusted mortgage professional. My name is Shonda Etherly, and I am proud to have served the California mortgage industry for the past 24 years.
Accomplishments:
+ Gained extensive experience in various aspects of the industry, including processing, underwriting, escrow, operations, and mortgage loan origination.
+ Developed a deep understanding of the intricacies of the mortgage industry.
+ Built strong relationships with multiple lenders.
+ Acquired deep understanding of various loan programs.
Accomplishments:
+ Gained extensive experience in various aspects of the industry, including processing, underwriting, escrow, operations, and mortgage loan origination.
+ Developed a deep understanding of the intricacies of the mortgage industry.
+ Built strong relationships with multiple lenders.
+ Acquired deep understanding of various loan programs.
- Phone:424.216.1009
- Email:admin@nclusivefinancial.com


Kelei Whitaker
Mortgage Loan Originator
As your home lending advisor, my goal is to assist my clients in achieving their dreams of homeownership. By providing personalized attention to each client's unique situation, a review of your financial and homeownership goals will be conducted in order to help find the best mortgage loan product that best fits your needs. From beginning to end, my top priority in the home loan process is to ensure the best service for my clients as I help you close your loan to your complete satisfaction.
Accomplishments:
+ Acquired a Certified Credit Specialist certification from the National Association of Mortgage Brokers (NAMB) that allows her to assist clients with in depth credit analysis.
+ Gained extensive experience in providing personalized home buying plans for clients who have been denied home loans due to low FICO scores.
+ Helped multiple clients to stay motivated and become qualified for a home loan.
Accomplishments:
+ Acquired a Certified Credit Specialist certification from the National Association of Mortgage Brokers (NAMB) that allows her to assist clients with in depth credit analysis.
+ Gained extensive experience in providing personalized home buying plans for clients who have been denied home loans due to low FICO scores.
+ Helped multiple clients to stay motivated and become qualified for a home loan.
- Phone:424.379.7264
- Email:kelei.whitaker@nclusivefinancial.com