Where your journey to homeownership is understood, valued, and championed
NMLS ID #2548640
Inclusion in every loan,
opportunity in every community.
We empower communities through inclusive loans for endless opportunities. Everyone deserves an equal shot at homeownership.
Why Choose
NCLUSIVE?
More than just a mortgage firm, we’re your dedicated ally on the path to homeownership.
Our mortgage officers aren’t just here to provide loans. They’re your personal advisors, dedicated to guiding you on your home-buying journey. Their commitment runs deep, fueled by a genuine desire to bring your homeownership dreams to life. Start your journey with allies who truly understand and care!
Experience the NCLUSIVE difference.
Why Choose NCLUSIVE?
There have been many barriers to home ownership historically in America.
Promoting Inclusivity
NCLUSIVE FINANCIAL CORP. is committed to combating discriminatory practices such as redlining, blockbusting, and steering. We prioritize inclusivity and fairness in all our services.
Redlining
Redlining refers to the discriminatory practice of denying services, typically financial, to residents of certain areas based on their race or ethnicity.
Blockbusting
Blockbusting involves profiteering by inducing property owners to sell hastily and often at a loss. This is done by appealing to fears of lowered property values due to threatened minority encroachment and reselling the properties at inflated prices.
Steering
Steering is the act of guiding a loan applicant towards a specific loan product, which may have less favorable terms or conditions than an alternative product.
A LEGACY OF UNWEALTH MAKING SURE HISTORY DOESN’T REPEAT ITSELF.
Our Services
Education &
Empowerment
NCLUSIVE FINANCIAL CORP. believes that information empowers individuals. Explore our extensive tools, seminars, and webinars designed to guide you through the home-buying process. Whether you are a first-time homebuyer or an experienced investor, we provide the insights needed to make well-informed decisions.
Tailored Loan
Programs
Each individual’s journey is unique. Learn about our loan programs tailored to various credit profiles. From conventional mortgages to government-backed loans (FHA, VA, HECM, USDA), down payment assistance programs (DPA), jumbo loans, non-qualified mortgages (NON-QM), commercial financing, construction loans (including Fix & Flips), private money, hard money, and more, we have the expertise and flexibility to find the perfect solution for you.
Community
Commitment
Homeownership extends beyond houses into communities. Join us in our mission to build vibrant communities, one home at a time. Through outreach programs, volunteering, and fostering community relationships, we are dedicated to making a positive impact wherever we go.
“We don’t just offer loans;
we offer a promise.”
Let’s build wealth, let’s build homes, let’s build together.
Our Legacy
Historical biases and past prejudices in lending once barred and shadowed many from the dream of homeownership and building wealth through real estate. Today, NCLUSIVE FINANCIAL CORP. is rewriting that narrative.
Today, with NCLUSIVE FINANCIAL CORP., that narrative is changing. Inspired by the revolutionary vision of Munif Ali who has built industry leaders like Pacific Playa Realty, and New Era Escrow, we’re reshaping the landscape of mortgages and homeownership in America.
Making the dream of home ownership achievable, irrespective of the past.
TESTIMONIES FROM OUR CLIENTS
Professional & Expert Team
Meet our team of seasoned experts
Munif Ali
Founder
Menno Belskey
Manager
Aaron Menteley
Consultant
JOIN OUR INNOVATIVE TEAM
