Fast-Close Express Loans
Close Deals in Lightning Speed
Win bidding wars, lock in properties faster, and gain seller confidence with N-Quick™.
Receive these benefits:
- Close in as fast as 10 days
Why Choose
N-Quick™?
N-Quick™ helps you move faster than the competition.
Who Should Apply?
N-Quick™ is best suited for:
Homebuyers who need to close fast to secure their dream home
Refinancers who want quick access to better terms or equity
Agents and investors who value speed and certainty in closing timelines
Borrowers competing against cash buyers
Eligibility
- Applies to Conventional Refinance and Home Equity Loan programs.
- Borrowers must meet standard loan qualifications (income, credit, assets).
- All documentation (appraisal, clear title, and locked rate) must be submitted by 8:00 PM ET on the 6th business day of processing to qualify.
- If an appraisal is required, it must be ordered within 24 hours of submitting the loan to underwriting.
Frequently Asked Questions
1. Do I need perfect credit to qualify for N-Quick™?
No. Standard underwriting and credit guidelines apply, but you don’t need perfect credit to take advantage of the fast-close feature.
2. Will a fast close affect my loan terms or rate?
No. Your rate and terms are locked the same way they would be in a standard refinance. You’re just getting them faster.
3. What happens if my appraisal takes longer than expected?
To stay eligible for the 10-Day Guarantee, the appraisal must be ordered within 24 hours of submitting your loan to underwriting.
4. What if I miss the 6th-day document submission deadline?
If documents (appraisal, clear title, and locked rate) aren’t submitted by 8:00 PM ET on the 6th business day, you may not close your loan in time.
5. Will this program work if I have multiple loans or properties?
Yes, but each loan application must independently meet the N-Quick™ program requirements.
6. Do I have to pay extra for the 10-Day Close program?
There are no extra fees to use N-Quick™.
